Terms Of Service

Terms of Service (TOS) – Last Updated: October 2025

Virtual Business Card (“VBC”, “we”, “us”, “our”) provides its services to you through its website located at https://virtualbizcard.fun (the “Site”), its mobile display, and related services (including future features and applications, collectively, the “Services”), subject to the following Terms of Service (“TOS”).

We reserve the right, at our sole discretion, to modify or update portions of these TOS at any time. Changes will be posted on this page, with the revision date indicated above. We will notify you via email or other reasonable means. For existing users, changes become effective seven days after notification, except for updates addressing new features or legal requirements, which take effect immediately. Continued use of the Services after changes take effect constitutes acceptance of the revised TOS.

Please read these TOS carefully. They include an agreement to binding arbitration and important information about your legal rights and obligations. By agreeing, you:

1. Waive the right to pursue claims against VBC as part of a class or representative action.
2. Agree to seek relief (monetary, injunctive, or declaratory) only on an individual basis.
3. Waive the right to a jury trial or resolution in court.

Additional terms may apply to specific services, including our Privacy Policy, which is incorporated by reference.

Contents

1. Access and Use of the Service
2. Conditions of Use
3. Your Privacy
4. Intellectual Property Rights
5. Third-Party Services
6. Indemnity and Release
7. Disclaimer of Warranties
8. Limitation of Liability
9. Dispute Resolution by Binding Arbitration
10. Termination
11. User Disputes
12. General
13. Frequently Asked Questions
14. Affiliate Program
15. Subscription Fees

1. Access and Use of the Service

• Description of Services
  VBC provides digital tools to upload, update, store, access, and share virtual business cards via web and mobile platforms.
• Registration Obligations
  To use the Services, you must register and provide accurate, current, and complete information. Users under the age of 16 are not authorized to use the Services. Our Privacy Policy governs registration data.
• Account Security
  You are responsible for all activity under your account. Notify VBC immediately of any unauthorized access or security breach.
• Access Requirements
  You are responsible for obtaining and maintaining compatible devices, software, and internet access to use the Services. Ensure compliance with VBC’s published technical specifications.
• Service Modifications
  VBC reserves the right to modify or discontinue the Services at any time, with or without notice. We are not liable for any resulting impact.
• Usage and Storage Limits
  VBC may impose limits on data retention and storage. These limits may change at our discretion. We are not responsible for loss or deletion of content. Inactive accounts may be terminated.
• Mobile Services
  Accessing Services via mobile may incur carrier fees. Not all features are available on all devices or networks. VBC is not responsible for carrier-imposed limitations.

2. Conditions of Use

• User Conduct
  You are solely responsible for all content you transmit via the Services. VBC may investigate violations and take legal action, including account suspension or reporting to law enforcement where required.
• International Use and Export Controls
  You agree to comply with local laws regarding online conduct and content. Software and data transmission may be subject to U.S. export controls. Downloading or using software is at your own risk.
• Commercial Use Restrictions
  Unless expressly authorized, you may not reproduce, distribute, license, or commercially exploit any part of the Services or content therein.

3. Your Privacy

We respect your privacy. By using the Services, you consent to our data practices as outlined in our Privacy Policy.

4. Intellectual Property Rights

• Service Content and Software
  The Services may include content protected by intellectual property laws. You may not modify, copy, distribute, or create derivative works from Service content, except for your own legally uploaded user content.
• Do Not Circumvent
  You agree not to use data mining, scraping, or similar techniques. If VBC blocks your access (e.g., via IP restrictions), you agree not to circumvent these measures.
• Software Ownership
  All software underlying the Services is owned by VBC or its partners. You may not reverse engineer, copy, or transfer rights to the software.
• Trademarks
  “VBC” and related logos are trademarks of Virtual Business Card. Other marks may belong to third parties. Use of VBC trademarks requires prior written permission. All goodwill from such use benefits VBC exclusively.

5. Third-Party Material

VBC is not responsible for any content or materials provided by third parties (including users), including errors, omissions, or any loss or damage incurred through use of such content. You acknowledge that VBC does not pre-screen content, but reserves the right (without obligation) to remove or refuse any content at its sole discretion. You agree to evaluate and assume all risks associated with using third-party content, including reliance on its accuracy, completeness, or usefulness.

6. User Content Transmitted Through the Service

• You represent and warrant that you own all rights, title, and interest in any content or materials you transmit or share via the Service (“User Content”), including all copyrights and publicity rights. By transmitting User Content, you grant VBC and its affiliates a license to perform necessary actions to deliver that content to intended recipients.
• User Content does not include “System Data,” which is owned by VBC. System Data refers to aggregated, anonymous data used to generate logs, statistics, and reports about the Service’s performance, availability, and security. It does not include personal contact information or data you upload or receive.
• Any feedback, suggestions, ideas, or other information you provide to VBC (“Submissions”)—as well as any User Content made publicly accessible—are considered non-confidential. VBC may use and disseminate such Submissions and Public User Content freely, without acknowledgment or compensation.
• You acknowledge that VBC may preserve or disclose content if required by law or in good faith belief that such action is necessary to:

           1) Comply with legal processes or government requests
           2) Enforce these Terms of Service
           3) Respond to claims of rights violations
           4) Protect the rights, property, or safety of VBC, users, or the public

• You understand that technical transmission of the Service may involve:

            1) Transfers across various networks
            2) Adaptation to meet the technical requirements of connecting devices

7. Third-Party Services

The Service may link to or integrate with external sites, services, products, or resources (“Third-Party Services”). VBC does not control or endorse these services and is not responsible for any damage or loss arising from your use or reliance on them. Any dealings with third parties are solely between you and the third party. VBC disclaims liability for any claims or disputes arising from such interactions.

8. Indemnity and Release

You agree to release, indemnify, and hold harmless VBC, its affiliates, and their officers, employees, directors, and agents (“Indemnitees”) from any losses, damages, claims, or expenses (including reasonable attorneys’ fees) arising from:

• Your use of the Service
• Your User Content
• Your violation of these Terms
• Your infringement of another’s rights

This indemnity does not apply to liabilities caused by the Indemnitees’ own actions or omissions.
If you are a California resident, you waive California Civil Code §1542:

“A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.”

Residents of other jurisdictions waive any comparable statute or doctrine.

9. Disclaimer of Warranties

Your use of the Service is at your sole risk. The Service is provided “as is” and “as available.” VBC disclaims all warranties, express or implied, including:

• Merchantability
• Fitness for a particular purpose
• Title
• Non-infringement

VBC does not guarantee that:

• The Service will meet your expectations
• The Service will be uninterrupted, secure, or error-free
• Results from using the Service will be accurate or reliable
• Products, services, or information obtained will meet your standards

10. Limitation of Liability

To the fullest extent permitted by law, VBC shall not be liable for indirect, incidental, special, consequential, or exemplary damages—including loss of profits, goodwill, data, or other intangible losses—even if advised of the possibility of such damages. This includes damages resulting from:

• Use or inability to use the Service
• Procurement of substitute goods or services
• Unauthorized access or alteration of your data
• Conduct of third parties on the Service
• Any other matter related to the Service

VBC’s total liability shall not exceed the amount you paid to VBC in the past six (6) months or $100, whichever is greater.

Some jurisdictions do not allow certain disclaimers or limitations. These provisions apply only to the extent permitted by applicable law. If any part is deemed invalid, the remainder remains enforceable. If you are dissatisfied with the Service or these Terms, your sole remedy is to discontinue use.

11. Dispute Resolution by Binding Arbitration

Please read this section carefully—it affects your legal rights.

a) Agreement to Arbitrate

This section (“Arbitration Agreement”) governs all disputes or claims between you and VBC, including those arising from these Terms of Service, the Services, advertising, or any aspect of our relationship. All such disputes shall be resolved exclusively through final and binding arbitration, not in court, except for qualifying individual claims in small claims court. You may also bring issues to local agencies, which may seek relief on your behalf if permitted by law.

By accepting these Terms, both you and VBC waive the right to a jury trial and to participate in any class action. A neutral arbitrator—not a judge or jury—will determine your rights. The interpretation and enforcement of this Arbitration Agreement shall be governed by the laws of the State of Wyoming, USA.

b) Prohibition of Class and Representative Actions

You and VBC agree to bring claims only on an individual basis. The arbitrator may not consolidate claims or preside over any class, representative, or group proceeding. Relief may only be awarded to the individual party involved, except where public injunctive relief is required by law.

c) Pre-Arbitration Dispute Resolution

We aim to resolve disputes amicably. Most concerns can be addressed by contacting support@virtualbizcard.fun. If unresolved, you must send a formal Notice of Dispute via certified mail or upload it through our contact page. The notice must describe the nature of the dispute and the relief sought. If not resolved within 28 calendar days, either party may initiate arbitration. Settlement offers must remain confidential until after the arbitrator’s decision.

d) Arbitration Procedure

Any dispute shall be resolved by arbitration administered by the International Centre for Dispute Resolution (ICDR), the international division of the American Arbitration Association (AAA). Arbitration will follow the ICDR Rules in effect at the time of the dispute. The seat of arbitration shall be Cheyenne, Wyoming, and proceedings shall be conducted in English. Judgment on the award may be entered in any court with jurisdiction.

e) Costs of Arbitration

Arbitration fees will follow the ICDR Rules unless otherwise stated. If you demonstrate financial hardship or if the arbitrator finds arbitration costs prohibitive, VBC will cover your share of the fees. The arbitrator may also adjust fee responsibilities to ensure fairness. Attorney fee awards will follow ICDR guidelines.

f) Confidentiality

All aspects of the arbitration—including proceedings, rulings, and awards—shall remain strictly confidential for the benefit of all parties.

g) Severability

If any part of this Arbitration Agreement (except subsection b) is found invalid or unenforceable, it shall be replaced with a valid provision that reflects the original intent. If subsection b is deemed invalid, this Arbitration Agreement shall be null and void, except where public injunctive relief is required. The remainder of the Terms of Service will remain in effect.

h) Future Changes to Arbitration Agreement

If VBC updates this Arbitration Agreement (excluding changes to the Notice Address), you may reject the change by sending written notice within 30 calendar days. By doing so, you agree to arbitrate under the version you originally accepted.

12. Termination

VBC may suspend or terminate your account or access to the Service at its sole discretion, including for inactivity or violation of these Terms. Suspected fraudulent, abusive, or illegal activity may be reported to law enforcement. VBC may discontinue the Service at any time, with or without notice.

Termination may occur without prior notice. VBC may delete your account and related data and deny further access. VBC is not liable to you or any third party for termination of access.

13. User Disputes

You are solely responsible for your interactions with other users in connection with the Service. VBC assumes no liability for such interactions and is not obligated to intervene in disputes between users, though it reserves the right to do so at its discretion.

14. General

• These Terms of Service constitute the entire agreement between you and VBC regarding your use of the Service, superseding any prior agreements. You may be subject to additional terms when using affiliate programs, third-party services, content, or software.
• These Terms are governed by the laws of the State of Wyoming, USA, without regard to conflict of law principles. For disputes not subject to arbitration, both parties agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in Wyoming.
• Failure by VBC to enforce any provision shall not constitute a waiver. If any provision is found invalid by a court, the remaining provisions shall remain in full force, and the invalid provision shall be interpreted to reflect the parties’ original intent.
• Any claim or cause of action related to the Service or these Terms must be filed within one (1) year of its occurrence or be permanently barred.
• Printed versions of these Terms and any electronic notices are admissible in legal proceedings to the same extent as paper records.
• You may not assign these Terms without prior written consent from VBC. VBC may assign or transfer its rights and obligations freely.
• Section titles are for convenience only and carry no legal weight. Notices may be sent via email, postal mail, or displayed within the Service.

15. Frequently Asked Questions

By subscribing, you confirm that you have read and accepted the FAQ, which forms part of these Terms.

If you have questions, concerns, or wish to report a violation of these Terms, contact admin@virtualbizcard.fun.